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Employer Retirement Plans

Take Care of Your Team. Without Creating a Headache.

Retirement Plans For Your Growing Business

Setting up a company retirement plan can feel overwhelming.

Long documents.
Confusing rules.
Compliance worries.
Hidden fees.
Endless paperwork.

So many business owners either delay offering a plan — or set one up and hope nothing goes wrong.

But your employees are thinking about retirement.
And the right plan can help you:

  • Attract better talent

  • Retain key employees

  • Reduce taxes

  • Build your own retirement savings

  • Strengthen your company culture

You don’t just need a plan.
You need it set up correctly — and maintained properly.

That’s where we come in.

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A Modern Approach to Employer Retirement Plans

At Etch Financial, we help business owners design, implement, and oversee retirement plans that are both competitive and compliant.

We work with:

401(k) Plans

Customized plan design, safe harbor options, matching formulas, and ongoing investment oversight.

SIMPLE IRAs

Straightforward solutions for smaller teams that want simplicity and low administrative burden.

SEP IRAs

Flexible contribution structures for business owners and small firms.

Plan Design Strategy

Aligning the retirement plan with your company goals, cash flow, and compensation structure.

Vendor & Provider Coordination

Helping you select and coordinate with recordkeepers, TPAs, custodians, and payroll providers.

Ongoing Compliance Oversight

Monitoring contributions, helping with required filings, supporting nondiscrimination testing, and ensuring regulatory requirements are met.

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Build a Stronger Business and Retirement.

For many business owners, the company retirement plan is also their primary wealth-building vehicle.

We help you:

  • Maximize your personal contributions

  • Structure profit-sharing strategically

  • Coordinate your plan with your broader retirement strategy

  • Reduce unnecessary tax exposure

So your plan doesn’t just benefit your employees — it benefits you too.