Etch Financial is a registered investment advisory firm and only conducts business in states where it is properly registered or exempt from registration requirements. Registration does not imply a certain level of skill or training and should not be viewed as an endorsement by securities regulators.

Advisory services offered through Etch Financial LLC (“EF”), a registered investment advisor. Student loan and college planning services offered through Student Loans Gotta Go LLC ((“SLGG”). Insurance services offered through Ryan Galiotto LLC (“RG”). EF, SLGG, RG are separate entities under the same ownership.

Etch Financial LLC’s Form ADV can be found here.

The information on this website is for general educational purposes only and should not be considered personalized investment, tax, or legal advice. All opinions expressed reflect our judgment as of the date of publication and are subject to change based on market conditions. Before implementing any financial strategy, you should consult with a qualified professional who understands your individual circumstances.

Etch Financial does not provide legal or accounting services. For legal or tax matters, we encourage you to consult with your attorney or tax advisor.

Hyperlinks to third-party websites are provided as a convenience. We are not responsible for the content, services, or products offered on those external sites.

All investments involve risk, including the potential loss of principal. There is no guarantee that any investment strategy will be successful or appropriate for every investor. Asset allocation and diversification are designed to help manage risk but do not eliminate the possibility of loss. No strategy can guarantee results or ensure a portfolio will match or exceed any specific benchmark.

Insurance products, including annuities and life insurance, carry guarantees that are backed by the claims-paying ability of the issuing insurance company. These products may include fees, expenses, surrender charges, and potential tax implications. Individuals who sell insurance products receive compensation for those transactions, which is separate from advisory fees.

Social Security rules and regulations may change over time. Before making decisions related to Social Security benefits, consult directly with your local Social Security office or a qualified advisor.

Any third-party rankings, recognitions, or media appearances do not guarantee future investment success or performance results. Working with a highly-rated advisor does not ensure that a client will achieve better outcomes. Please contact us for additional details regarding any rankings or recognitions referenced.