Ryan S. Galiotto is a CERTIFIED FINANCIAL PLANNER™ & Certified Student Loan Professional® with over 14 years of experience in the financial services industry, building student loan plans, financial plans and investment portfolios for hundreds of clients & businesses.

In 2023, he launched Etch Financial, a 100% virtual financial planning firm to help clients across the country.

A contributor to Forbes, InvestmentNews.com, Journal of Financial Planning and more, Ryan’s student loan expertise can seen in numerous news outlets.

He lives in Pittsburgh with his wife Bethany, daughter Zellie and two dogs: Lilah and Mr. Gus.

In his free time, he likes to spend time with the family, tinker with his smoker and grill, and check out his favorite craft breweries with his friends.

Education:  

• Liberty University, Bachelor’s of Finance
• Waynesburg University, Masters of Business Administration

Core beliefs:

• Student loan debt doesn’t need to control your life.
• Financial planning shouldn’t be complicated.
• You should never make investment decisions based on emotions.
  
• Dogs make life better.