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Author: Ryan Galiotto

This author has written 9 articles
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  2. Ryan Galiotto

The SAVE Plan Is Officially Dead. What Student Loan Borrowers Need To Know

  • Post author:Ryan Galiotto
  • Post published:March 9, 2026
  • Post category:Student Loans

Well… another twist in the never-ending saga that is federal student loans. On March 9, 2026, a federal appeals court officially ordered the end of the SAVE student loan repayment…

Continue ReadingThe SAVE Plan Is Officially Dead. What Student Loan Borrowers Need To Know

Is Your College Student’s Car Putting Your Net Worth at Risk?

  • Post author:Ryan Galiotto
  • Post published:February 26, 2026
  • Post category:Insurance

What every parent should review before move-in day. The packing lists are long. Dorm essentials, school supplies, a mini fridge that probably won’t survive junior year. But somewhere between the…

Continue ReadingIs Your College Student’s Car Putting Your Net Worth at Risk?

The Top 5 Mistakes Parents Make When Completing the FAFSA

  • Post author:Ryan Galiotto
  • Post published:February 24, 2026
  • Post category:College Planning

The FAFSA (Free Application for Federal Student Aid) is one of the most important financial forms a family will ever fill out. It determines eligibility for federal grants, loans, work-study,…

Continue ReadingThe Top 5 Mistakes Parents Make When Completing the FAFSA
Read more about the article The Top Tax Considerations For Families Early In Retirement

The Top Tax Considerations For Families Early In Retirement

  • Post author:Ryan Galiotto
  • Post published:February 21, 2026
  • Post category:Uncategorized

You've done everything right. You saved diligently, built a solid nest egg, and finally crossed the finish line into retirement. Then your first few years of tax returns arrive and…

Continue ReadingThe Top Tax Considerations For Families Early In Retirement
Read more about the article Can Federal Student Loans Be Consolidated? Everything You Need to Know
Can my federal student loans be consolidated?

Can Federal Student Loans Be Consolidated? Everything You Need to Know

  • Post author:Ryan Galiotto
  • Post published:February 21, 2026
  • Post category:Student Loans

If you're juggling multiple student loan payments every month, or have more than one Federal student loan, you've probably wondered whether there's a simpler way to manage them. The good…

Continue ReadingCan Federal Student Loans Be Consolidated? Everything You Need to Know
Read more about the article Before Your Kid Leaves for College, Get These Legal Documents in Order
FERPA

Before Your Kid Leaves for College, Get These Legal Documents in Order

  • Post author:Ryan Galiotto
  • Post published:February 20, 2026
  • Post category:College Planning

You've spent months thinking about dorm supplies, meal plans, and tuition payments. But there's something most families completely overlook before move-in day. The moment your child turns 18 — or…

Continue ReadingBefore Your Kid Leaves for College, Get These Legal Documents in Order
Read more about the article What Is a Trump Account and Do I Need One for My Child?

What Is a Trump Account and Do I Need One for My Child?

  • Post author:Ryan Galiotto
  • Post published:February 18, 2026
  • Post category:Investments

If you’re a parent right now, you may be hearing about something called a “Trump Account.” So what is it? And more importantly — is this something you actually need…

Continue ReadingWhat Is a Trump Account and Do I Need One for My Child?
Read more about the article How Much Can Retirees Earn in 2026 Before Social Security Reduces Their Benefits?

How Much Can Retirees Earn in 2026 Before Social Security Reduces Their Benefits?

  • Post author:Ryan Galiotto
  • Post published:February 16, 2026
  • Post category:Retirement

If you’re collecting Social Security retirement benefits and working in 2026, the Social Security Administration (SSA) uses an annual “earnings test” to decide whether it should temporarily withhold part of…

Continue ReadingHow Much Can Retirees Earn in 2026 Before Social Security Reduces Their Benefits?
Read more about the article How Parent PLUS Loan Borrowers Can Get Onto IBR Right Now (Before It’s Too Late)

How Parent PLUS Loan Borrowers Can Get Onto IBR Right Now (Before It’s Too Late)

  • Post author:Ryan Galiotto
  • Post published:February 15, 2026
  • Post category:Student Loans

For years, Parent PLUS loan borrowers have had very limited options when it comes to income-driven repayment plans. Under the existing system, parents could only use the Income-Contingent Repayment (ICR)…

Continue ReadingHow Parent PLUS Loan Borrowers Can Get Onto IBR Right Now (Before It’s Too Late)

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